From Remittance to E-Commerce: How Electronic Wallets Change the Way Indians Transact

Authors

  • Umalaxmi Patne Department of Master of Computer Application, Sri Manakula Vinayagar Engineering College Puducherry-605 107, India.
  • Sayih Otmane PG Student, Department of Master of Computer Application, Sri Manakula Vinayagar Engineering College Puducherry-605 107, India.

DOI:

https://doi.org/10.53469/jssh.2024.6(11).06

Keywords:

Electronic wallets, Digital payments, Security features, Consumer preferences and behaviour, User experience

Abstract

In today's digital realm, electronic wallets (E-wallets) have seamlessly integrated into our daily transactions, offering unparalleled convenience and efficiency to users worldwide. This research paper aims to delve into the impact of various E-wallets, including well-known platforms like Paytm and Google Pay, on consumer preferences. Through an extensive study, approximately 250 individuals were surveyed to discern their E-wallet preferences and the factors steering their decisions. Leveraging statistical methodologies such as 2-sample T-tests and graphical analysis, this research investigates the relationship between independent variables and E-wallet adoption. Initial findings highlight the crucial role of factors such as user experience, security features, and brand reputation in shaping consumer preferences for E-wallets. This study contributes significantly to our understanding of consumer behaviour in the digital payment ecosystem, offering valuable insights into the determinants influencing E-wallet usage across diverse demographics.

References

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Published

2024-11-28

How to Cite

Patne, U., & Otmane, S. (2024). From Remittance to E-Commerce: How Electronic Wallets Change the Way Indians Transact. Journal of Social Science and Humanities, 6(11), 23–26. https://doi.org/10.53469/jssh.2024.6(11).06